Privacy Policy
Last updated: September 28, 2026
This policy explains how Tumaio, Inc. collects, uses and protects your data when you use Monaza.
In short
- We don't sell your data.
- We never ask for access to your bank.
- You can delete your account and data at any time.
1. Who we are
Monaza is a product of Tumaio, Inc., a Delaware corporation. Tumaio is responsible for your personal data.
2. Data we collect
- Account data: name, email and profile photo, if you add one.
- Financial data you enter or import: accounts, balances, transactions, bills, budgets, investments and loans.
- Preferences: language, currency, time zone and app settings.
- Technical data: device type, OS and app version, and crash reports.
- Usage data: which features you use, never amounts or anything you type.
Monaza doesn't connect to your bank and never asks for your bank credentials.
3. How we use your data
- To provide the service and calculate your summaries.
- To send the notifications and emails you've turned on.
- To improve the app and fix bugs.
- To respond to support requests.
- To meet legal obligations.
We process data based on our contract with you, our legitimate interest in improving and protecting the service, your consent, or legal obligations.
We don't sell your data or use it for advertising.
5. Security
Your data is encrypted in transit and at rest, on our servers and on your phone. You can lock the app with Face ID or fingerprint. Learn more on our security page.
6. Retention and deletion
We keep your data while your account is active. When you delete your account, we delete your data within 30 days, except where the law requires us to keep it. See how to delete your account.
7. Your rights
You can access, correct and delete your data, request a copy, and object to certain processing. Most of this can be done in the app. For anything else, email hello@getmonaza.com. We respond within 30 days.
If you're in Angola, the EU, the UK or Brazil, you have the rights set out in Law 22/11, the GDPR or the LGPD, including the right to complain to your data protection authority.
8. International transfers
Tumaio is based in the United States, and our providers may process data outside your country. Where required, we use appropriate safeguards such as the European Commission's Standard Contractual Clauses.
9. Children
Monaza is not intended for anyone under 16.
10. Changes
If we make material changes to this policy, we'll let you know in the app or by email.
11. Contact
Privacy questions: hello@getmonaza.com.
Other documents
Monaza is a product of Tumaio, Inc., a Delaware corporation.
hello@getmonaza.com← Monaza