Log a purchase in seconds
Cash or card, each purchase takes a name, an amount and a category.
How it works
Log what you spend
All it takes is an amount and a category. Monaza never asks for access to your bank.
Make it a habit
Every day you log is marked on your week.
See the whole month
Each purchase goes to its category, so you can see which one weighs most this month.
See where you spend most
This month's spending by category, largest first.
What changed this month
Spent this month
$2,884.02
+$526.73 (22.3%) vs last month
Compare spending by category
Every category's history, month by month.
Know what's left to pay
Rent, utilities, internet and other recurring bills in one agenda, with a reminder before each one.
A plan for the month, if you want one
Set limits per category and see what's left in each.
Track your net worth
Accounts, savings, property and debts add up to a single figure, in the currency you choose.
Your savings, counted in months
With nothing coming in, Monaza estimates how long your savings could last at the pace you spend.
BODIVA stocks and bonds, in kwanza
Your investments next to your accounts, with each bond's next coupon and a heads-up when a price moves a lot.
Learn moreStart without an account or a bank login.
Start right away
Use the app without an account. Save your data to one whenever you like.
Your bank stays out of it
You log it yourself, to any account, or import your history from a CSV or from Spendee.
Locked with Face ID or fingerprint
Only you can open the app. Your data is encrypted when it's sent and when it's stored.
Hide your amounts
One tap and every amount is covered. Try it on this page.
Light or dark
The app follows your phone's theme unless you pick another. This page works the same way.
English, Portuguese, any currency
Each account keeps its own currency, and totals show in your main one.
Questions
Monaza is a personal finance app for iPhone and Android. You log your spending in seconds, in kwanza or any other currency, without connecting your bank, and follow your BODIVA stocks and bonds.
During the beta, yes: everything is free. Later there will be a monthly subscription. We'll tell you before it starts, and you only pay if you choose to subscribe.
No. You log your spending yourself and pick the account the money came from. If your history lives somewhere else, you can import it from a CSV or from Spendee.
Not to start. Use the app right away and create an account whenever you like, so your data comes with you if you change phones.
Dollars, euros, kwanza and many more. Pick your main currency, give each account its own, and Monaza converts everything to your main one.
Yes. BODIVA stocks and Treasury bonds, in kwanza, next to your accounts and the rest of your net worth. For bonds, you see the coupons you've received and when the next one arrives.
Your data is encrypted when it's sent and when it's stored, and we never ask for access to your bank. You can delete your account and your data at any time, right in the app.
Monaza is built by Tumaio, Inc. Its founder, Dedaldino Antonio, is also the engineer behind the app.
Point your phone's camera at the code.